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How Today’s Economy has Affected Mortgages

On March 30, 2012, in Mortgages, by KimberlyC


The recent economic downturn has had several different effects on the mortgage industry. First of all, it was actually the subprime mortgage crisis that kicked off the recession in 2008. During this crisis, foreclosures and mortgage defaults increased, which led to a decrease in the value of securities backed by mortgages. This led to one of the worst recessions the economy has seen since the Great Depression.

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Debt Collector

Constant calls from debt collectors can be maddening. They start early in the morning and continue throughout the day, leaving you afraid to answer your phone. Even worse, debt collectors may attempt to contact you at work. Fortunately, there are things you can do to put an end to the harassment.

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Installment Loan

Installment loans provide funding opportunities for individuals who need cash and want a few months to a few years to repay the funds. Understanding the basics of an installment loan and working with the lender matching service of will make it easier to obtain the best funding for the situation.

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Identity Theft Protection

With the increasing popularity of social media websites, it is becoming much easier for criminals to steal your identity, ruin your credit, and spend your money. To protect themselves from these criminals, some people invest in identity theft protection services. However, many people do not really understand how identity theft protection works.

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