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Installment loans provide you with the money you need.

Thanks to CreditNowUSA’s free lender–matching service, you can avoid bounced checks, pay bills, and catch up on life’s unexpected expenses. Enjoy hassle–less cash loans with no paperwork and easy repayment.

  • Apply online and be approved in seconds
  • No paperwork, no lines, no hassles
  • Convenient payment options
  • It is not necessary to pay back the loan on your next payday
  • NO obligation to take out a loan once approved
  • A loan is just clicks away

Installment Loans

Payday Loans

Personal Loans

First Name:  
Last Name:  
Address:  
City:  
State:
Zip:  
Time at Address:  
Daytime Phone:  
Cell Phone:  
When is the best time to reach you?

Driver's License Number:  
Driver's License State:
Email:  
Date of Birth:
   
Social Security Number:  
Rate your credit:
 
Income type:
Employer:  
Occupation:
Employer's phone:  
Length of employment:
Payment schedule:
Earnings per month after taxes:
 $   
Method of Payment:
Next two pay dates:
Pick a date 

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Desired loan amount:
$  
Bank:  
Type of account:
How long has the account been open:
ABA Routing Number: (?):
ABA Numbers
 
Account Number: (?):
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Please provide two personal references (?):
Lenders will NOT contact your personal
references unless absolutely necessary.
Review their terms prior to taking out a loan.
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Get the cash you need with convenient payment options that fit your lifestyle.


Applying for an installment loan through CreditNowUSA is fast and easy. Our sophisticated software will connect you with a lender in a matter of seconds. Just provide some information and demonstrate that you are capable of repaying the loan on time, and the money is yours. Repayment of the loan is also very easy.
  • Simple, automatic installment payments
    You select the start date of your first payment and payments will be automatically deducted from your bank account. You don’t have to worry about scheduling payments!
  • Prorated fees with no prepayment penalties
    If you wish to, you can pay some or all of your loan off early and save money.
  • 24/7 online account access
    You can access your account online to check your balance, schedule payments, and more.

Here’s how it works:

  1. Complete the online application
    Just submit your online application for a quick decision. It’s safe, secure and completely confidential.
  2. Get an answer in seconds
    You’ll find out right away how much you’re approved for.
  3. Have money in your bank account as soon as the next day
    If your application is approved, your funds are deposited as soon as the next banking day.

What about poor credit?

Even if you have poor credit you can still receive an installment loan. Lenders do not check your credit history. You can apply and get approved as long as you have a steady job that pays at least $1,000 per month and a bank account.

Unlike a traditional bank loan:

No paperwork, no long approval processes, and no waiting in line. You’ll get a decision in seconds on your loan application any time of day or night.
Installment Loan Money

Need Cash Now? Consider Installment Loans

If you find yourself in need of short-term cash than you probably considered getting some type of loan. However, with traditional bank loans, there's a lot of paperwork, a long approval process, various payment terms of penalties that you need to be aware of and of course no guarantee that you will actually get the loan. However, what you may want to look at our installment loans instead.

The benefit of these types of loans is that applying online is quick and easy and you'll need to be able to show that you can pay back the loan. Another benefit of applying in this matter is that you can be connected with a lender that suits your needs very quickly so that you get the cash that you need that day. This means that even if you have an emergency, you'll still be able to get the cash you need.

 

Something else to consider with installment loans is that you have more options when it comes to payments. For one thing, you can select when you're first payment comes out of your bank. This is excellent because it allows you to build a budget that includes your loan unit so that you always know when the payment is coming out because you set it up. Something else to consider here is that you are not locked into a particular payment schedule either. Often times if you want to prepay part or all of alone, you will actually get hit the various fees and penalties. This is not the case with this type of loan, you can pay some or all of it as you wish.

One final thing to consider is that with installment loans poor credit is not an obstacle that you will have to deal with. Typically lenders did not check your credit history and so long as you have a steady income of at least $1000 a month and bank account you will not have a problem getting approved.
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