Bad credit personal installment loans are commonly believed
to be a myth. We here at CreditNowUSA have busted that myth with the creation of
a network of lenders with bad credit installment loans. Traditional lenders, such
as banks and credit unions, won’t offer bad credit personal installment loans because
they feel you might not be a good credit risk. It’s attitudes such as these that
have perpetuated the myth and have, perhaps, made you to feel that no credit check
installment loans are just not possible.
Here’s what you will find at a traditional lender when
you attempt to get a bad credit personal installment loan;
Long application processes
Your credit report will be pulled
You will be asked what you want the bad
credit installment loan for and wait to be judged as to whether it’s an adequate
reason for a loan.
You will have to put up some form of collateral
Long wait for approval, and in most cases
your application will be denied.
It’s no wonder the myth has lasted as long as it has,
traditional banks and credit unions make it fairly impossible for you to receive
the funds you need. It’s a vicious circle, where you are required to have
money, to get money.
By using the lender finding service at CreditNowUSA
for bad credit personal installment loans, you will find;
Easy and fast online application
No credit check installment loans
No questions about why you need or want
the bad credit installment loan for
No collateral is required for a bad credit
personal installment loan
Fast approval – typically within minutes
Fund directly deposited into your bank
account by the end of the following business day.
Today, getting a installment personal loan bad credit
is not as hard as it once seemed. Our staff works daily to bring new lenders into
our network, so that we can assist as many applicants as possible and within a timely
manner as well. We just don’t believe that making you jump through unnecessary hoops
is the answer to your immediate cash issue and we are constantly evolving in attempts
to make the short term personal loan bad credit process as simple and stress free
Requirements for Installment Loans for Bad Credit
As a part of our efforts to make bad credit installment
loans as simplistic as possible, the requirements for applying are relatively easy
to meet. If you meet these requirements, you can begin your application immediately:
Be at least 18 years of age.
Are gainfully employed for the last 90
days with a monthly income in excess of $1000 or;
Receive monthly benefits in excess of
Have an active checking account in your
Be a legal citizen of the United States.
It’s that simple, easy and straightforward. Within seconds
of submitting your application, you will be contacted by one or more lenders. Your
task then is to choose the loan and lender that works best for your personal situation.
You may find that a lender offering a loan may have a slightly higher interest rate,
but has a better option for repayment than another loan with a lower interest rate.
Benefits to you
When utilizing our lender finding service here at CreditNowUSA, you will find a number of benefits such as:
Applications for installment loans for
bad credit are approved 24/7. So you can apply when the time is right for you, even
if that is 3am on a Sunday.
You are free to spend the short term personal
loan bad credit funds as you see fit, no questions asked.
The no credit check loans installment
payments are directly debited from your checking account on dates you prearrange
with your lender.
You may preselect when your first payment
will be made – allowing you to set up a budget for the payments.
Your no credit check loans installment
payments are reported to the three credit bureaus, thereby giving a boost to your
Most (if not all) of our lenders have
no penalty for early payoff of the no credit check installment loans
Bad credit personal installment loan funds can be used
to help you out of a sudden financial crunch and unlike a payday loan or cash advance,
the ability to make the no credit check loans installment payments made over time
fit more easily into your budget and allows you the peace of mind you need. You
can rest assured knowing that the words ‘short term personal loan bad credit’ actually
can go hand-in hand.
Uses of No Credit Check Installment Loans
Though we never ask, we’ve received feedback from prior applicants about the loans
they received and what they used the funds for. This has given us a nice overview
as to the uses of our bad credit installment loans.
Cindy L. – repaired her car
Cole W. – paid off a high interest credit card
Jake M. – installed a new furnace
Michael S. – purchased business suits for a new job
Robert H. – New tires and brakes on his pick-up truck
Barbara L. – bought her daughter’s wedding dress
Edith W. – took a much needed vacation
Kathleen D. – paid off her last student loan
Donald C. – purchased a new central air conditioner for his house
William P. – paid his tax bill and avoided high interest penalties
Robert G. – purchased and installed a backyard pool for his family
Sonya Z. – paid a medical bill
As you can see, there are a varied amount of reasons for using the funds from bad
credit installment loans, from urgent such as vehicle repairs and medical bills
to the things that just improve your quality of life such as a vacation or a swimming
pool. As we stated before, the reasons for short term personal loans bad credit
are yours, we won’t ask
If you find yourself, for what-ever reason, in need of a bad credit personal installment
loan, there is no need to go through the stress and worry of not having the funds
you need, or waiting for the traditional lenders to turn you down. Our lenders are
standing by with no credit check installment loans for you. The process begins with
our application. There is no reason to delay, apply now.
The operator of this website is not the provider of the services/products.
This site will share the application information provided by the consumer with one or more providers.
This site will connect you to a cash advance lender based on your application.
Not all applicants will be connected to a provider, and not all applications will be approved by a provider.
CreditNowUSA cannot guarantee the amount of funds that may be extended if a lender approves the application.
*Not all lenders can provide up to $1,000. Consumer loan amounts vary bases on creditworthiness.
Lenders tend to provide upper range loan amounts to returning customers. Cash transfer time may vary between lenders.
Funds are not available until the next business day. Cash advances are not available in all states.
undertake credit checks or otherwise verify the consumer’s social security number or other information.
If and when lenders preform credit checks they are ran via specialized credit bureaus.
Late payments of loans may result in additional fees or collection activities, or both.
Non-payment of credit could result in collection activities.
Each Lender has their own terms and conditions, please review their policies for further information.
Every Lender has its own renewal policy, which may differ from Lender to Lender. Please review your Lender’s renewal policy.
The operator of this website is a member of the OLA (Online Lenders Alliance)
and adheres to the OLA's Responsible Lending Policy.
By continuing to use this website, you agree to the Notices and Disclosures
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9457 S. University Blvd. Suite 602, Highlands Ranch, CO 80126-4976