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Installment loans provide you with the money you need.

Thanks to CreditNowUSA’s free lender–finding service, you can avoid bounced checks, pay bills, and catch up on life’s unexpected expenses. Enjoy hassle–less cash loans with no paperwork and easy repayment.

  • Apply online and be approved in seconds
  • No paperwork, no lines, no hassles
  • Convenient payment options
  • It is not necessary to pay back the loan on your next payday
  • NO obligation to take out a loan once approved
  • A loan is just clicks away

Installment Loans

Payday Loans

Personal Loans

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Installment Loans

Bad credit personal installment loans are commonly believed to be a myth. We here at CreditNowUSA have busted that myth with the creation of a network of lenders with bad credit installment loans. Traditional lenders, such as banks and credit unions, won’t offer bad credit personal installment loans because they feel you might not be a good credit risk. It’s attitudes such as these that have perpetuated the myth and have, perhaps, made you to feel that no credit check installment loans are just not possible.


Traditional Lenders

Here’s what you will find at a traditional lender when you attempt to get a bad credit personal installment loan;

·         Long application processes

·         Your credit report will be pulled

·         You will be asked what you want the bad credit installment loan for and wait to be judged as to whether it’s an adequate reason for a loan.

·         You will have to put up some form of collateral

·         Long wait for approval, and in most cases your application will be denied.

It’s no wonder the myth has lasted as long as it has, traditional banks and credit unions make it fairly impossible for you to receive the funds you need. It’s a vicious circle, where you are required to have money, to get money.


By Contrast

By using the lender finding service at CreditNowUSA for bad credit personal installment loans, you will find;

·         Easy and fast online application

·         No credit check installment loans

·         No questions about why you need or want the bad credit installment loan for

·         No collateral is required for a bad credit personal installment loan

·         Fast approval – typically within minutes

·         Fund directly deposited into your bank account by the end of the following business day.

Today, getting a installment personal loan bad credit is not as hard as it once seemed. Our staff works daily to bring new lenders into our network, so that we can assist as many applicants as possible and within a timely manner as well. We just don’t believe that making you jump through unnecessary hoops is the answer to your immediate cash issue and we are constantly evolving in attempts to make the short term personal loan bad credit process as simple and stress free as possible.


Requirements for Installment Loans for Bad Credit

As a part of our efforts to make bad credit installment loans as simplistic as possible, the requirements for applying are relatively easy to meet. If you meet these requirements, you can begin your application immediately:

·         Be at least 18 years of age.

·         Are gainfully employed for the last 90 days with a monthly income in excess of $1000 or;

·         Receive monthly benefits in excess of $1000.

·         Have an active checking account in your name.

·         Be a legal citizen of the United States.

It’s that simple, easy and straightforward. Within seconds of submitting your application, you will be contacted by one or more lenders. Your task then is to choose the loan and lender that works best for your personal situation. You may find that a lender offering a loan may have a slightly higher interest rate, but has a better option for repayment than another loan with a lower interest rate.


Benefits to you

When utilizing our lender finding service here at CreditNowUSA, you will find a number of benefits such as:

·         Applications for installment loans for bad credit are approved 24/7. So you can apply when the time is right for you, even if that is 3am on a Sunday.

·         You are free to spend the short term personal loan bad credit funds as you see fit, no questions asked.

·         The no credit check loans installment payments are directly debited from your checking account on dates you prearrange with your lender.

·         You may preselect when your first payment will be made – allowing you to set up a budget for the payments.

·         Your no credit check loans installment payments are reported to the three credit bureaus, thereby giving a boost to your credit score.

·         Most (if not all) of our lenders have no penalty for early payoff of the no credit check installment loans


Bad credit personal installment loan funds can be used to help you out of a sudden financial crunch and unlike a payday loan or cash advance, the ability to make the no credit check loans installment payments made over time fit more easily into your budget and allows you the peace of mind you need. You can rest assured knowing that the words ‘short term personal loan bad credit’ actually can go hand-in hand.


Uses of No Credit Check Installment Loans

Though we never ask, we’ve received feedback from prior applicants about the loans they received and what they used the funds for. This has given us a nice overview as to the uses of our bad credit installment loans.

·         Cindy L. – repaired her car

·         Cole W. – paid off a high interest credit card

·         Jake M. – installed a new furnace

·         Michael S. – purchased business suits for a new job

·         Robert H. – New tires and brakes on his pick-up truck

·         Barbara L. – bought her daughter’s wedding dress

·         Edith W. – took a much needed vacation

·         Kathleen D. – paid off her last student loan

·         Donald C. – purchased a new central air conditioner for his house

·         William P. – paid his tax bill and avoided high interest penalties

·         Robert G. – purchased and installed a backyard pool for his family

·         Sonya Z. – paid a medical bill

As you can see, there are a varied amount of reasons for using the funds from bad credit installment loans, from urgent such as vehicle repairs and medical bills to the things that just improve your quality of life such as a vacation or a swimming pool. As we stated before, the reasons for short term personal loans bad credit are yours, we won’t ask


If you find yourself, for what-ever reason, in need of a bad credit personal installment loan, there is no need to go through the stress and worry of not having the funds you need, or waiting for the traditional lenders to turn you down. Our lenders are standing by with no credit check installment loans for you. The process begins with our application. There is no reason to delay, apply now.

Get the cash you need with convenient payment options that fit your lifestyle.

Applying for an installment loan through CreditNowUSA is fast and easy. Our sophisticated software will connect you with a lender in a matter of seconds. Just provide some information and demonstrate that you are capable of repaying the loan on time, and the money is yours. Repayment of the loan is also very easy.
  • Simple, automatic installment payments
    You select the start date of your first payment and payments will be automatically deducted from your bank account. You don’t have to worry about scheduling payments!
  • Prorated fees with no prepayment penalties
    If you wish to, you can pay some or all of your loan off early and save money.
  • 24/7 online account access
    You can access your account online to check your balance, schedule payments, and more.

Here’s how it works:

  1. Complete the online application
    Just submit your online application for a quick decision. It’s safe, secure and completely confidential.
  2. Get an answer fast
    You’ll find out right away how much you’re approved for.
  3. Have money in your bank account as soon as the next day
    If your application is approved, your funds are deposited as soon as the next banking day.

What about poor credit?

Even if you have poor credit you can still receive an installment loan. You can apply and get approved as long as you have a steady job that pays at least $1,000 per month and a bank account.

Unlike a traditional bank loan:

No paperwork, no long approval processes, and no waiting in line. You’ll get a decision quickly on your loan application any time of day or night.
Installment Loan Money

Need Cash Now? Consider Installment Loans

If you find yourself in need of short-term cash than you probably considered getting some type of loan. However, with traditional bank loans, there's a lot of paperwork, a long approval process, various payment terms of penalties that you need to be aware of and of course no guarantee that you will actually get the loan. However, what you may want to look at our installment loans instead.

The benefit of these types of loans is that applying online is quick and easy and you'll need to be able to show that you can pay back the loan. Another benefit of applying in this matter is that you can be connected with a lender that suits your needs very quickly so that you get the cash that you need that day. This means that even if you have an emergency, you'll still be able to get the cash you need.


Something else to consider with installment loans is that you have more options when it comes to payments. For one thing, you can select when you're first payment comes out of your bank. This is excellent because it allows you to build a budget that includes your loan unit so that you always know when the payment is coming out because you set it up. Something else to consider here is that you are not locked into a particular payment schedule either. Often times if you want to prepay part or all of alone, you will actually get hit the various fees and penalties. This is not the case with this type of loan, you can pay some or all of it as you wish.

One final thing to consider is that with installment loans poor credit is not an obstacle that you will have to deal with. So long as you have a steady income of at least $1000 a month and bank account you will not have a problem getting approved.

Bad credit personal installment loans video
The operator of this website is not the provider of the services/products.
This site will share the application information provided by the consumer with one or more providers.
This site will connect you to a cash advance lender based on your application.
Not all applicants will be connected to a provider, and not all applications will be approved by a provider.
CreditNowUSA cannot guarantee the amount of funds that may be extended if a lender approves the application.
*Not all lenders can provide up to $1,000. Consumer loan amounts vary bases on creditworthiness.
Lenders tend to provide upper range loan amounts to returning customers. Cash transfer time may vary between lenders.
Funds are not available until the next business day. Cash advances are not available in all states.
Lenders may undertake credit checks or otherwise verify the consumer’s social security number or other information.
If and when lenders preform credit checks they are ran via specialized credit bureaus.
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Non-payment of credit could result in collection activities.
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