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Personal loans provide you with the money you need. Fast!

Credit Now USA matches you to the best possible lender based upon your specific circumstances. We do all of the research and legwork to optimize your chances for approval, combined with finding you the lowest APR possible.

Thanks to Credit Now USA’s free lender matching service you can consolidate credit card debt, go on vacation, avoid bounced checks, pay bills, and catch up on life’s unexpected expenses. Begin by filling out our quick and easy application.

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Installment Loans

Personal Loans

Debt Consolidation Loans

Peer-To-Peer Loans

  • Easy online application takes only 5 minutes
  • Very fast approval
  • Receive funds as soon as tomorrow
  • NO obligation to take out a loan once approved
  • No paperwork, no lines, no hassles
  • Flexible and convenient payment options
  • Fixed interest rates – fixed payments
  • 24/7 online account access
  • All lenders offer the lowest APR’s
  • All credit types accepted - bad or no credit is OK
  • Safe, secure, private – SSL encryption technology utilized
  • All lenders adhere to Responsible Lending practices and policies
  • Small, affordable payments
  • Application is 100% free

Installment Loans:

Installment loans are designed for individuals with less than perfect credit. If you have bad credit, or no credit at all, you may definitely still be approved for a loan. When traditional lenders, such as banks and credit unions, deny you for a loan you can still get the money you need through our trusted installment loan lenders. Our lenders offer many repayment options, and the loan term generally ranges from 2 to 12 months. You can receive anywhere from $100 to $2,500. Benefits:

  • Quick and easy online application
  • Fast approval – typically within minutes
  • Funds deposited directly into your bank account by the end of the following business day
  • Applications are approved 24/7, so you can apply when the time is right for you, even if that is 3am on a Sunday
  • Flexible repayment options
  • You may preselect when your first payment will be made – allowing you to set up a budget for the payments
  • Bad or no credit OK - no credit checks
  • No hidden fees
  • No collateral is required
  • No questions asked about why you need the loan
  • 100% safe and secure

Personal Loans:

Personal loans, also called unsecured loans or signature loans, enable people to borrow money without jumping through a lot of hoops, or having to put up collateral like their house or vehicles. Personal loans can be used for almost anything – debt consolidation, emergency expenses, college tuition, even vacations. Personal loans offer you the ability to pay a loan down over time rather than all at once. The personal loan lenders in our network will typically allow for a repayment term of 12 to 60 months. The rates associated with personal loans can be as low as 6%. You can receive anywhere from $100 to $5,000. Benefits:

  • Quick decisions - receive an approval generally within two business hours
  • Immediate funding - you can access funds potentially on the same day with a personal credit account
  • Low minimum payments
  • Reduce your debt
  • You’re in control - use the funds to buy a car, pay for medical expenses, take a trip, replace your washer and dryer, or simply enjoy the reassurance of having a reliable source of cash for emergencies
  • Fixed interest rates create stability
  • Fixed payments are easy to budget
  • The interest rate is lower than a credit card
  • Because your loan is unsecured, assets such as your home are not at risk

Debt Consolidation Loans:

If you are tied up in debt from numerous credit cards with high interest rates, a debt consolidation loan is your answer to consolidating all of your credit card debt into one simple loan. You can obtain a credit card debt consolidation loan with a lower interest rate than you’re currently paying on all of your credit cards. These loans provide convenience for you, since you will only have one monthly payment to make, instead of paying off every credit card one at a time and receiving late payment fees. You can receive up to $35,000. Benefits:

  • Pay off all of your credit cards at once
  • Enjoy a lower monthly payment than your current payments
  • Stop annoying and aggressive phone calls from collections
  • Obtain a lower interest rate, saving you a lot of money
  • Make only one fixed payment per month, making your debt easier to manage
  • End all service charges and late payment penalties from credit cards
  • Total lump sum that you have to pay can be reduced by as much as 50%
  • No collateral require, therefore none of your property is at risk
  • Best suited for people who have difficulty making minimum bill payments

Peer-To-Peer Loans:

If you have good or excellent credit, then a peer to peer loan is perfect for you. Also known as p2p loans, they are just like personal loans, although instead of a bank funding your loan, individual investors do so. These investors fund both individual loans, as well as business loans. These loans offer lower interest rates than banks, credit unions, or credit cards. You can receive anywhere from $2,500 to $35,000. Benefits:

  • Interest rates as low as 6.03%
  • Apply in minutes, get an instant rate quote
  • Get funded in only a few days
  • Make fixed monthly payments
  • These loans reduce the cost and complexity of bank lending, which in turn passes the savings on to you
  • Your identity and private information are always protected, and your information is not shared with investors
  • You can prepay anytime - there are no prepayment penalties or fees
  • Use to consolidate debt, pay off credit cards, home improvement, launch a business, or anything else you want
  • Once lenders invest in your loan, the money is deposited directly into your bank account

Let Credit Now USA find you a lender today. We do not charge any fees for this service.
Your loan is just clicks away!

The operator of this website is not the provider of the services/products.
This site will share the application information provided by the consumer with one or more providers.
This site will match you with the best cash advance lender based on your application.
Not all applicants will be matched with a provider, and not all applications will be approved by a provider.
CreditNowUSA cannot guarantee the amount of funds that may be extended if a lender approves the application.
*Not all lenders can provide up to $1,000. Consumer loan amounts vary bases on creditworthiness.
Lenders tend to provide upper range loan amounts to returning customers. Cash transfer time may vary between lenders.
Funds are not available until the next business day. Cash advances are not available in all states.
Lenders may undertake credit checks or otherwise verify the consumer’s social security number or other information.
If and when lenders preform credit checks they are ran via specialized credit bureaus.
Late payments of loans may result in additional fees or collection activities, or both.
Non-payment of credit could result in collection activities.
Each Lender has their own terms and conditions, please review their policies for further information.
Every Lender has its own renewal policy, which may differ from Lender to Lender. Please review your Lender’s renewal policy.
The operator of this website is a member of the OLA (Online Lenders Alliance) and adheres to the OLA's Responsible Lending Policy.
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